Part A Medicare coverage is hospital insurance covering facilities, home health and hospice care.
Medicare Part A is available to those who have worked for more than 10 years paying into the Social Security System. Part B Medicare coverage is medical insurance covering tests, x-rays, equipment, and some ambulance services.
Next, we’ll discuss the benefits, plan types, carriers, state facts and how to begin the enrollment process.
Wisconsin Medigap Plans
The State Office of the Commissioner of Insurance controls the Wisconsin Medicare Supplement Plans approved policies list.
The basic Wisconsin Medigap policies include the following policy variations:
- Inpatient Mental Health Coverage – 175 days per lifetime in addition to Medicare’s benefits
- Home Health Care – 40 visits in addition to the one’s coverage by Medicare
- Inpatient Hospital Care covers Part A coinsurance
- Medical Costs covers Part B coinsurance
- Blood covers first three (3) pints of blood each year
- Hospice Part A co-payment
Wisconsin Medigap Insurance Plan Types
Many health care costs continue to rise, making it more difficult for people to pay their bills. One of the ways in which people can reduce their expenses is Wisconsin Medigap insurance plans cost-sharing.
Wisconsin allows health insurance companies to offer the following additional riders:
- Part A & B deductible,
- 365 home health care visits
- Foreign travel emergency
- Part B excess charges
- Part B co-payment
Carriers for Wisconsin Medigap Plans
There are dozens of carriers in Wisconsin, knowing which carriers offer the lowest rates and have good customer reports is important when making the decision on which carrier to go with.
Wisconsin State Health Facts
- In 2015, the Medicare recipient’s distribution by gender was 52% female and 48% male
- Between 1991-2014, the average annual percent growth in Medicare spending by the state of Wisconsin increased by 5.6% and 7.3% per resident
- In 2014, the state spent almost 10 million dollars on Medicare, that’s almost $10,000 per resident